Savvy diners know that when you order off the a la carte menu in a restaurant, you spend more and the restaurant makes more, generally speaking.  The complete meal, or prix fixe, is a better deal –- if you like what’s on that menu.

         The standard in most high-end golf communities we visit is to offer resident and non-resident club memberships, each with the payment of an initiation fee. (Some offer just the resident memberships, whether you are a non-resident property owner waiting to build your home or not; and some make some form of membership, often just a social plan, mandatory.) Non-resident dues can run to a few hundred dollars per month; for a couple not ready to use the facilities for a few years, this can be off-putting enough to look elsewhere for a golf community home.

BigCanoegolfhome

 Photo courtesy of Big Canoe

Most golf community clubs would do well to take a page from a restaurant menu and offer an a la carte option to those members who don’t play enough golf to justify paying dues for a full-golf plan.  The break even point on such full golf plans can be as much as three or four days of play per week, 52 weeks per year.  Even serious golfers don’t play those 150 to 200 rounds a year, and if they chance it, some could very well be headed for divorce court, which would only add to the expense.

         Active Rain is a web site frequented mostly by real estate agents but also by those interested in real estate issues.  Occasionally, the site will publish an article targeted to those looking to purchase a home.  One recent such article shared the results of a survey of real estate professionals about what “hidden gems” often go unadvertised and are not included in the listed prices of homes for sale.

         The most valuable hidden gem is “Hardwood floors under the carpet”; more than 82% of agents said this was a moderately to extremely valuable hidden feature.  It recalled for me the time in the early 1980s when my wife and I purchased a colonial home in Simsbury, CT, that was way underpriced.  When we visited

It was yellow from chain smoking where the walls and ceiling met. But under the cat stained shag carpeting was a "hidden gem."

it with our real estate agent, we quickly learned why:  All the areas where the walls met the ceilings were a pale yellow, the result of chain-smoking by the sellers.  And the heavy shag carpet with signs of pet stains had me looking toward the front door.  But Mrs. G wisely asked our Realtor about what was under the carpet, and he went to a corner of the living room, pulled up an edge and there was perfect hardwood flooring.  We bought the house for $129,000 and sold it two years later for $199,000 after about $10,000 worth of cosmetic investments that did not include any work on the perfect floors.  In short, count me as one real estate who believes wood floors hidden under carpet are indeed a gem.