It is tempting to assume that winter is a terrible time to sell a house, especially in the northern U.S. when things stop growing and blooming, even if they aren't covered in snow. But according to a 2013 study by real estate organization Redfin, updated last month, winter is actually the best time of year to sell your home.
        February, according to the Redfin survey, is the best month to list a home for sale, with 66% of those homes selling within 90 days. And during the December to March timeframe, more homes sell for above their asking prices than they do during the spring and summer months. Perhaps some of us, sick of winters up North and dreaming of a golf community in the South, are pumping up the numbers in winter.
        Other reasons for what appears to be an anomaly are simple; since most sellers believe, erroneously as it turns out, that they will command higher prices by listing their homes in the warm weather months, when the plants and flowers are in bloom and the lawns are green and mown,

Most people believe, erroneously, that spring and summer are the best times to list a home for sale.

fewer homes are on the market during the winter. But either from choice –- that move South -- or necessity, such as employee transfers, a steady stream of people look for homes during the cold weather months. Less supply and strong demand lead to generally higher prices.
        In a 2011 study, 80% of real estate agents responding to a survey by the website Realtor.com indicated that buyers during the holiday are "serious." All this might indicate that buyers in winter will pay appreciably higher prices for homes. But those who list their homes during the holidays and are willing to skedaddle for an hour at a time during showings are also serious. My wife and I found that out between Thanksgiving and Christmas in 1986 when, on a lark, we wandered into a 200-year old home in Connecticut with a local real estate agent. We already lived in the area and were under no pressure to buy a home, but we fell in love with this one. The owners had already committed to building a new home in the same town and were more than willing to deal. Before the end of winter, we had moved in.

        If it weren't for the weather, most of us might choose to live out our years in the North or Midwest, according to a recent study released by the Millken Institute.
        The research paper, titled "Best Cities for Successful Aging," looked at data across a range of factors, including safety, affordability, happiness, financial security, transportation, living arrangements and other attributes important for older folks -- but climate was not one of them. Based on the data rather than people's personal opinions, Millken, a west coast think tank, ranked large and small metro areas by their suitability for people ages 65 to 79, as well as for those 80 and over. Of the top 10 for "large" areas, only Jackson, MS, and Austin, TX, represent the South; in the "small metro" category, only south of the U.S. midpoint Midland, TX, makes the top 10.
BullsBaygreenThe Millken Institute deemed Charleston, SC, the 42nd best large city metro area for people ages 65 to 79. But this time of year, golfers are on the greens of Bulls Bay, in nearby Awendaw, and not playing golf in Madison, WI, the top-rated Millken city.
        Some of the choices are baffling, even in a context devoid of climate as a factor. For example, Boston, Honolulu and New York City all rank in the top 10 of the large metros, despite their lofty costs of living, especially real estate prices. Back out the need for a car in a public transportation heavy New York or Boston, and the costs to live there are still stratospheric compared with southern cities that pretty much require automobile ownership. Millken also defines the area around Bridgeport, CT (#10 for large metros), as "among the safest places to live." Most residents of Connecticut would not be likely to endorse that perspective.
        As you might imagine, folks who have moved to the South or are considering it because they are fed up with cold winters, did not take kindly to the survey results.
        "This list is for the birds (badly behaving birds)," wrote one of the visitors to TopRetirements.com, where the editors published some of the Millken results and top ranking metro areas. "If climate is not the criteria, which is the most important factor for seniors, then I can show you a lot more places that are far better than these. How about Iceland? Not listed here."
        "If it's covered in snow and ice in the winter," proclaimed a writer from Minneapolis, "I'm not going to live there in the winter, no matter how great...winters can be so brutal, one becomes a shut-in for the other 4-6 months. I think it's life-extending to get out of here."
        As mentioned, Jackson, MS, ranked in the top 10 for larger metro areas. The city, which is home to the University of Mississippi, ranked #6 for those 65 to 79, largely because it had the #1 ranking for healthcare, according to Millken, and the #5 ranking in the employment/education category. Austin's status as a high-tech center helped put it in the #1 ranking for financial status and #9 overall for the 65 to 79 age group.
        There are almost 20 golf courses within 20 miles of downtown Jackson, including Reunion Golf & Country Club in the community of the same name and located in Madison, MS. Bob Cupp designed the golf course and members enjoy tennis, a fitness center, and swimming pool, as well as golf. Homes in the surrounding golf community range in price from $350,000 to over $1 million, with the sweet spot around $500,000.
        By the way, Madison, WI, ranks #1 for large metro areas for folks 65 to 79, and #3 for those 80 and over. As I write this, the high temperature for the day in Madison has reached 27 degrees. It is 65 in Austin.
        You can access the Millken report, including its rankings of the top 100 large metros and top 252 small metros, by clicking here.